Woman and man with dog in pension consultation

Free pension advice

Our advisors will answer your retirement provision questions in a personal meeting. At the end of the meeting, you will be aware of your retirement provision situation and know how to close any gaps.

Good reasons for pension advice

After receiving some free pension advice from Zurich, you will be able to take your retirement provision into your own hands.
Protection

Assess the risks

You can assess the financial consequences in the event of death or disability. You will be aware of the options available to protect yourself against such things.

Checklist

Identify any gaps

You will know your individual retirement provision situation and any potential gaps. You will know which levers you need to pull.

Accumulate wealth

You will understand how to invest your money optimally: For a bigger dream or to build up capital for old age.

The right time

Checking your provision plans can help in all situations. This is particularly valuable when your personal and professional situation changes.

 

For example:

  • You marry
  • You start a family
  • You buy a house or a apartment
  • You change your job
  • May take a sabbatical

 

Quickly check your pension gap online:

Information and frequently asked questions about pension advice

Do I need to bring any documents with me to the meeting?

The more information we have from you, the more precisely we can address your personal situation. If you wish, you can bring the following documents with you to the meeting:

  • OASI statement
  • Pension certificate from your pension fund
  • Policies from existing life insurance policies and 3a bank accounts

What is the difference between pension advice and pension planning?

With pension advice the focus is on your working life. Specifically, it is about finding out how well protected you are against the financial consequences of disability or in the event of your partner's death. It's also about finding out how you can save money for old age. For this reason, pension advice is primarily aimed at people between the ages of 20 and 55. Our advisors analyze your benefits from all three pillars, which gives you an overview of your current situation. You will recognize any gaps and know how to address them.

With pension planning the focus is on retirement. Specifically, it deals with preparing for your retirement. Pension planning is therefore aimed at people between 55 and 65 years of age. Our advisors analyze your benefits from all three pillars, They also address the advantages and disadvantages of taking a lump sum payment or an annuity.

We would be happy to present our comprehensive advisory services to you in a free initial consultation.

Our pension solutions

Man and women

Intelligent Pension Planning

Financial protection for yourself and your family in the event of death or disability.

Unit-linked Retirement Savings Account

Make provisions and save taxes: The unit-linked Zurich Retirement Savings Account 3a lets you invest while enjoying tax relief.

Unit-linked life insurance CapitalFund

Accumulate wealth, make provisions for retirement and save on taxes – CapitalFund unit-linked life insurance makes it possible.

Climber

Investment with certificates: Zurich Invest Certificate

Investing can be fun: With Zurich Invest Certificate you benefit from the price gains of ten successful and sustainable Swiss companies. A clever protection mechanism also provides security.

Plant with blue glove

Wealth accumulation with investment funds

Accumulate wealth in a structured way by investing in a variety of individual equities through a single fund.

Climber

Investment with certificates & insurance cover: Capital Certificate

Investing can be fun: With CapitalCertificate you benefit from the price gains of ten successful and sustainable Swiss companies.

Woman and man reading newspaper at table

Vested benefits custody account

Invest your pension assets in securities with a focus on returns – choose your personal investment strategy.

Guide to retirement provision and investing

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The 3 pillars concept – an overview

What are the three pillars actually? Who pays how much into them? What actions do I have to take? The three pillars concept can be confusing. In this article you will find an overview of the Swiss pension system.
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Pillars 3a and 3b – an overview

Why is it worth paying into pillar 3a? When should you start saving? And what is the difference between a saving and an insurance solution? The third pillar is an important element in retirement provision. Here, you will find the most important information on this subject.
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Practical tips for your retirement provision

Robust retirement provision will benefit you now and in the future. We show you how you can best leverage all three pillars. The sooner you start saving for your retirement, the more you will get out later!
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Comparison of pillars 3a and 3b

The 3rd pillar is divided into pillar 3a and pillar 3b. In this article, you will find out about the important features of the two pillars, how they differ and which one you should invest in first. You will also find answers to the most frequently asked questions on the subject.
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Pillar 3a: Bank or insurance?

Are you uncertain whether you should open your pillar 3a with a bank or an insurance company? We have listed the common features and differences for you. Find out which retirement provision solution is the better fit for your requirements.
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Pillar 3a: Save taxes on withdrawals

By withdrawing your retirement assets from pillar 3a and your occupational pension fund on a staggered basis, you can minimize your tax burden.
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Marriage or common-law partnerships: Who gets the best deal?

As soon as two people are co-habiting, they are living in a common-law partnership. A couple in a common-law partnership, however, does not enjoy the same protection as a married couple. We explain why.
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Are you dreaming about retiring a few years early? You're not alone. But early retirement is costly. Find out if you can afford it and what you need to do to make your dream a reality.
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denly disabled – what now?

In the case of disability due to illness financial losses of 30 to 40% of your previous income are nothing unusual. This doesn't have to be the case.
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Women and retirement provisions: How to get more out of your savings

Women are more likely to have gaps in their retirement provisions than men, which puts them at higher risk of financial hardship in old age, as shown by a new study from the research institute Sotomo.
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Invest for your future – including in pillar 3a

Good reasons to invest your pillar 3a restricted pension plan in securities.