When you return your leased vehicle to the garage, it will be repaired. The costs for this can be unexpectedly high. This is because many policyholders are not aware that there is a deductible for repairing the damage – even if the damage is only scratches. Depending on the amount of damage and the deductible, the bill can quickly amount to well over CHF 1,000. That is why it is worth thoroughly preparing for your vehicle return.
Ideally, you should prepare the vehicle return at least one month before the contract expires:
Not every small scratch leads to surprising additional costs. Vehicles are supposed to be driven, and so there will be normal signs of wear and tear. In addition to minor scratches or dents, this also includes wear and tear on the tires and the interior (e.g. wear marks on the seats).
On the other hand, deep scratches and dents and damage caused by accidents or defects that impair the safety of the vehicle are not considered normal wear and tear. That is why additional costs may be incurred for these kinds of damage when the vehicle is returned.
Have you discovered damage to your leased vehicle? Are you unsure whether your vehicle has defects that could be a problem when you return it? Then give us a call. We will discuss the next steps with you. Or visit one of our 28 Zurich Help Points throughout Switzerland. Our vehicle experts will check your car and advise you on your repair options and how you can save money. This consultation and appraisal is free of charge for our customers with motor vehicle insurance from Zurich.
