Sports, arts, entertainment and recreation Business Insurance
This sector comprises companies, associations and clubs offering services related to leisure activities, sport and the arts.
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Sport, art and leisure have never been so important as they are today. This results in a lot of entrepreneurial potential - and the opportunity to turn one's own passion into a career and share it with other interested parties. But many activities are also associated with risks. People who work in the leisure sector should be clear about their risks and protect themselves accordingly.
Because of severe depression, a soccer player is 100% on sick leave for one year. The continued payment of wages is covered by the daily sickness benefit insurance. During this time, the affected person and his soccer club are accompanied by a specialized case manager
Accident with customers
Because the tour leader has misjudged the weather conditions, a group of skiers is caught in an avalanche. Two people are seriously injured, one even becomes partially disabled. Zurich's professional liability insurance covers the costs in case of corresponding liability.
Customer does not want to pay
A sculptor designs the sculpture of a famous citizen for a community. But his unconventional work of art does not convince the local council at all. His representatives refuse to pay the agreed sum. Thanks to his commercial legal protection, the artist can defend himself.