This sector includes companies that offer services related to the production and processing of any goods.
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Today's industrial companies are generally largely automated, and the machines are correspondingly complex and of high quality. A possible production interruption does not only mean a painful loss of turnover, but also the danger that customer relationships suffer. It is important to protect yourself against these risks.
The coffee machines manufactured by a Swiss manufacturer exhibit safety defects that could lead to body injuries and must therefore be recalled. The supplementary commercial liability insurance covers the recall costs such as transportation and return costs as well as travel expenses for employees.
Machine damage
The employee of a production plant accidentally clamps a workpiece incorrectly into the CNC milling machine. That damages the spindle, the motor and the tool. Zurich's property insurance covers the costs as part of the all-risk coverage.
The client does not want to pay
A printing company has pressed a brochure, but its client is not satisfied with the image quality and threatens to pay only half the agreed price. The printer is convinced that the error is not his fault and wants to defend himself. His commercial legal protection supports him in this case.