This industry includes companies that offer services related to trade, repair, operation, care, maintenance and disposal of vehicles.
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A fire, a flood or hail damage can have fatal consequences for garages, perhaps even threaten their existence. For the one who has protected himself against any damage and destruction. It is even wiser to include protection against business interruption and thus also protect yourself against the consequences of environmental incidents and incidents.
After a strenuous working day in the car garage, the master leans against a rack. But it falls over and crashes into the brand-new car lift. Its hydraulics are damaged. Zurich's property insurance pays for the damage as part of the All Risks cover.
Burnout
Because of severe depression, a mechanic is 100% on sick leave for one year. The continued payment of wages is covered by the daily sickness benefit insurance. During this time, the affected person and his school are accompanied by a specialized case manager.
Damage to a vehicle
No luck for the car body shop: an accident occurs during the transport to the customer. The customer's freshly painted vehicle is severely damaged. Zurich's commercial liability insurance covers the damage with the additional cover "damage to acquired / processed.