Individual Asset Management

For all those who want to invest their money professionally, long-term and with broad diversification, but do not have the time and/or know too little about investing.

The costs vary from asset manager to asset manager. The amount of commission and fees for asset management generally depend on the investment amount and the investment strategy. We charge an initial one-off commission of 0 to 4 percent of the investment amount and 0.3 to 0.9 percent of the fund value per year for fund-based asset management, plus 0.2 percent per year for custody account management.

Yes. The fund units are traded regularly and can be sold at current market prices. If you sell the units at an unfavorable moment, you may incur a loss in value. That's why it might be worth looking for alternatives if you need money.

Yes. Among other things, you can check the current prices and track the performance in the online portal. We are constantly expanding this offer and will soon be able to offer you an intuitive app with many valuable additional functions.

Zurich Invest Ltd, a wholly-owned subsidiary of Zurich Insurance Company Ltd, is a licensed "collective investment manager" supervised by FINMA, the Swiss Financial Market Supervisory Authority. We manage more than 40 billion Swiss francs for our customers. These fund assets are protected against insolvency as special assets. In the extremely unlikely event of the bankruptcy of Zurich Invest Ltd, the fund assets belong to the investors, and do not therefore form part of the bankrupt's estate. This means the loss of your capital through bankruptcy is excluded at all times.

Yes. With our fund-based asset management, you are flexible and can adjust your investment strategy at any time if market conditions, your personal situation or your financial goals change.

With our fund-based asset management, you can invest your assets like a professional from as little as 100,000 francs and increase your investment in increments of 1,000 francs.

We inform you regularly and transparently. You will receive a market review once a quarter with the performance of the various strategies and individual investments. What's more, you can check the current prices and track the performance in the online portal. You will receive the securities list for your tax return free of charge at the beginning of the year. 

We and our asset managers take ESG criteria into account in the investment process for all actively managed investment solutions and all asset classes. By 2050, all of our customer' equity, bond and real estate portfolios should be emission-free (net zero portfolios).

Your investor profile represents the foundation for the investment strategy. With your advisor, you first clarify your personal situation, your financial goals, your investment horizon and your risk appetite before we recommend a basic strategy. There are five basic strategies to choose from, which you can customize with up to 13 individual strategies.

Stay calm and don't act rashly based on fear or panic. In times of uncertainty, it is important to stick to your investment strategy with discipline. Ups and downs are part of the stock market. In a long-term comparison, investments pay off.

Price corrections are an opportunity to get on board. That is why you should continue investing in uncertain times with regular deposits (from 1000 francs upwards). If you leave your money in a savings account, it will keep on depreciating in value due to inflation.

In "Investing in times of uncertainty", you can read what Zurich experts are recommending now.

Inflation has a stronger influence on monetary assets such as cash or bank balances than it does on material assets such as equities, precious metals and real estate. That is why it makes sense to invest in material assets. What's more, in times of uncertainty, the knowledge of professionals is even more valuable. That's why we recommend that our customers seek advice. Arrange a personal consultation now. We review your current investment strategy and make suggestions on how the strategy could be adjusted to compensate for the loss of purchasing power due to inflation. 

In "Investing in times of uncertainty", you can read what Zurich experts are recommending now.

Even investment professionals do not catch the right entry point. That's why discipline is more important than the timing. Studies show that despite unfortunate purchase timing, positive returns are possible in the long term, as the stock market always recovers in the long run. Uncertainty and falling prices should not therefore deter you from entering. What's more, such phases are often particularly suitable for long-term investments, because you benefit from lower entry prices.

On the one hand, you don't have to look into the economy, the markets and your investments every day or make difficult investment decisions, and you can sleep soundly at night. On the other, you benefit from a systematic and structured investment process that leads to higher investment returns in the long term. In addition to this, you avoid typical (and often costly) investor mistakes - a professional asset manager makes decisions based on facts and is not guided by emotions such as greed or fear when prices rise or fall.