Are you planning to go abroad in your car? Then don't forget to take the International Motor Insurance Card with you. The International Motor Insurance Card confirms that your car is properly insured. It also makes the paperwork easier for you in the event of an accident. The International Motor Insurance Card makes it easier for you to exchange insurance data. And it makes it easier for you to settle the claim with the foreign authorities.
If you have taken out car insurance with Zurich, you can order the International Motor Insurance Card free of charge. To do so, fill out the order form. We will then send you the International Motor Insurance Card on request by mail or by email.
In many European countries, the so-called "license plate agreement" applies. This means that in these countries the registration number is sufficient to prove that the vehicle is properly insured. However, there are also countries which may only be entered with a valid International Motor Insurance Card. These include:
In some countries, an International Motor Insurance Card is required in the event of a claim, despite the license plate agreement. We therefore recommend that you always carry your Motor Insurance Card with you when driving abroad. This way you will always be on the safe side and have all the necessary information at hand when needed.
From January 1, 2025, the International Motor Insurance Card is also permitted in digital form. This means that we can send you the International Motor Insurance Card by e-mail. You can carry and present the card as a PDF on electronic devices or conveniently print on white paper at home. If you do not have access to a printer, you may order the card free of charge and we will send it by mail to your address.
Your existing International Motor Insurance Card on green paper is still valid, as long as it has not expired.
You may only enter the following countries with an International Motor Insurance Card:
In the following countries it is compulsory to take out frontier insurance at customs:
The International Motor Insurance Card is free of charge for you, provided you have taken out your car insurance with Zurich.
The valid-until date of the International Motor Insurance Card is printed on the card itself. In principle, the International Motor Insurance Card is valid for as long as your car insurance policy. Make sure that your International Motor Insurance Card is still valid before each trip abroad. If the card has expired, you can order a new one free of charge.
If do not have your International Motor Insurance Card with you or your license plate is not recognized, you can take out frontier insurance at customs, depending on the country. However, some countries are even stricter. In the worst case, you may not be allowed to move your car until confirmation has been received. Therefore, find out exactly what the entry requirements are before traveling. Zurich does not cover the costs of frontier insurance.
