A girl playing on a meadow.

Child Accident Insurance

What insurance does my child need? Do I need to assume the worst? No. But it is worthwhile insuring offspring against serious accidents. Insurance for Children includes comprehensive coverage against the financial consequences of long-term disability or death.

In detail

Zurich Personal Accident Insurance for Children offers security, because this insurance provides you with financial support after a serious accident where your child becomes disabled or dies. Grandparents and guardians can also take out this policy.

Insurance benefits

  • Insurance coverage from birth on, with children's accident insurance
  • Taking out your policy is simple since you do not need to answer any general or medical questions until the child reaches 15 years of age
  • Comprehensive insurance coverage: at home, on the way to/from school and at camp
  • In the event of disability, Zurich pays up to 500% of the sum insured

Good to know

Two examples of the sums insured that Zurich will pay out in the event of disability when you have Zurich Personal Accident Insurance for Children:

Example 1
sum insured CHF 100,000
progression variant with 350%
capital payout for 100% disability: CHF 350,000

Example 2
sum insured CHF 100,000
progression variant with 500%
capital payout for 100% disability: CHF 500,000

More details

Benefits if a child develops a long-term disability

  • You have a choice of two alternative benefits in the event of disability: payout of up to 500% of the sum insured

Death benefits

  • If the insured child is fatally injured in an accident, Zurich will pay out the lump-sum death benefit as defined in advance

Further products and services

Rain

Protect your children

Kids deserve special protection – which includes keeping them safe from the consequences of illness and accidents. Zurich Jeunesse makes it possible.

Relax Assistance

Travel Insurance

Whatever happens before and during your trip or when you’re home again, keep safe with Relax Assistance Travel Insurance.

Personal Liability Insurance

Private liability insurance

A claim involving third parties or property can quickly become expensive. Private liability insurance gives you comprehensive, worldwide coverage.