Personal Liability Insurance
Benefits at a glance
- Damage that you cause to other people and their property is covered.
- If you wish, all those living in the same household are covered – the whole family, partners and housemates.
- The deductible is waived after three claim-free years.
- If you agree a no-claims bonus, you get 15 percent of the premiums back after three claim-free years.
- Young adults up to 30 years of age get generous discounts.
- If you already have a motor vehicle or life insurance policy with Zurich, you pay lower premiums.
More details
In addition to comprehensive basic benefits, Zurich Personal Liability Insurance also offers additional insurance coverage: e.g. if you drive a third-party motor vehicle, own a dog, go hunting or rent a horse.
Basic coverage
The financial consequences of the following claims are covered:
- Bodily injury: i.e. killing, injuring or otherwise impairing the health of persons
- Property damage: i.e. destroying, damaging or losing property; killing, injuring or losing animals
Attractive terms
- Up to the age of 25, you benefit from a young persons' discount of up to 30% on your Personal liability insurance
- Up to the age of 30, you benefit from a maximum premium discount of up to 20% on your Personal liability insurance
Additional insurances
- Waiver of gross negligence deduction
- Damage to used third-party motor vehicles (up to 3,500 kg)
